About this tool
Collect entered investment and payment amounts in one deduction worksheet. The breakdown helps compare the model’s eligible total and remaining gap without assuming that every payment automatically qualifies for a tax deduction.
Calculations and file processing run in this browser tab. The tool does not send working inputs or files to our hosting server.
मुख्य इनपुट और नियंत्रण हिंदी में देखने के लिए ऊपर “🇮🇳 हिंदी में देखें” चुनें। गणना और फ़ाइल प्रोसेसिंग इसी ब्राउज़र टैब में होती है; टूल आपके इनपुट हमारी होस्टिंग पर नहीं भेजता।
Features
- Work with Annual Employee PF + VPF (₹); PPF + Sukanya Samriddhi + NSC (₹); ELSS Mutual Funds + Life Insurance Premium (₹).
- Review Total 80C Invested; Allowed u/s 80C (Cap ₹1.5L); Shortfall / Gap to Invest in the result breakdown.
Benefits
- Keep separate contribution categories visible.
- Avoid confusing a payment total with the model’s capped deduction.
Who should use this tool?
- People reviewing tax-saving records.
- Accountants organising a deduction discussion.
How to use
- Complete the labelled fields for your scenario, including Annual Employee PF + VPF (₹); PPF + Sukanya Samriddhi + NSC (₹); ELSS Mutual Funds + Life Insurance Premium (₹). Use the units shown beside each field.
- Try the example labelled “₹1,25,000 Invested (₹25,000 Gap Remaining)” if you want to check the workflow first.
- Select Calculate / Run Tool and review Eligible 80C Deduction & Remaining Gap and Total 80C Invested; Allowed u/s 80C (Cap ₹1.5L).
- Check the assumptions and limitations below. Adjust a value to compare scenarios, then copy or download the result you need.
Try these worked examples
| Scenario | Example inputs | Example result |
|---|---|---|
| ₹1,25,000 Invested (₹25,000 Gap Remaining) | Annual Employee PF + VPF (₹): 36000PPF + Sukanya Samriddhi + NSC (₹): 50000ELSS Mutual Funds + Life Insurance Premium (₹): 24000Home Loan Principal + Children Tuition Fees (₹): 15000 | Eligible: ₹1,25,000 | Remaining Gap: ₹25,000 |
| ₹1,80,000 Invested (Fully Exhausted ₹1.5L Cap) | Annual Employee PF + VPF (₹): 60000PPF + Sukanya Samriddhi + NSC (₹): 60000ELSS Mutual Funds + Life Insurance Premium (₹): 40000Home Loan Principal + Children Tuition Fees (₹): 20000 | Eligible: ₹1,50,000 | Remaining Gap: ₹0 |
Reference and processing
Income Tax Department India — Section 80C · Listed applicability: AY 2026-27 (Old Tax Regime)
Calculations and file processing run in this browser tab. The tool does not send working inputs or files to our hosting server.
FAQs
Will every amount entered be deductible?
An amount entered is a calculation input. Eligibility, ownership, payment timing, regime choice and supporting documents can affect whether it is deductible in the actual return.
Which inputs do I need for Section 80C Deduction Tracker & Remaining Gap Calculator?
Use Annual Employee PF + VPF (₹); PPF + Sukanya Samriddhi + NSC (₹); ELSS Mutual Funds + Life Insurance Premium (₹); Home Loan Principal + Children Tuition Fees (₹). The built-in examples show how those fields fit together.
What should I check before using this result?
Section 80C deduction (max ₹1,50,000) is applicable only under the Old Tax Regime. Check current official rules and your own circumstances before making a filing or financial decision.
What happens to the information I enter?
Calculations and file processing run in this browser tab. The tool does not send working inputs or files to our hosting server. Tool favourites save only tool IDs in this browser. Sharing sends the tool link, not your working values or files.